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Debt: What It Is, How It Works, Types, and Ways to Pay Back

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what means debt; Debt means  arises when one party (the debtor) owes money to another (the creditor), typically as a result of taking out a loan or buying goods or services on credit. It includes a variety of financial agreements, such as credit card debt, mortgages, bonds, and loans. Repayment of debt usually entails paying … Read more

WHAT IS RETIREMENT PLANNING? AND HOW TO MAINTAIN IT

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WHAT IS RETIREMENT PLANNING-   Retirement planning is the process of setting financial goals and creating a strategy to achieve a comfortable and secure retirement. It involves determining how much money you will need in retirement, creating a savings plan to accumulate those funds, and making informed decisions about investments, expenses, and income sources during … Read more